我国寿险需求影响因素的实证分析

A Regressive Analysis on Influential Factors of Life Insurance Demand in China

摘要:

运用1985-2005年的有关数据,对影响我国寿险需求的相关因素进行回归分析.结果表明:国民收入、赡养率和寿险供给对于我国寿险需求的影响显著；而名义利率和预期的通货膨胀率对我国寿险需求的影响不显著.

Abstract:

This paper makes regressive analysis on relative factors influencing life insurance demand in China using relative data from 1985 to 2005. The conclusion indicates that national income, dependency ratio and supply factors of life insurance have significant effect on life insurance demand, but nominal interest rate and anticipated inflation rate have insignificant effect on life insurance demand.